Chit schemes

Choose a plan, then see the numbers

Eight plans, all running for 30 months. Use the calculator to see how much you receive in the month you take the chit, and how dividends lower your payments.

Chit calculator

Work out your chit

Pick a plan and the month you want to take the chit amount. You see what you receive and what you pay, straight away.

Chit value
10
30%
You receive
You pay in total
Average monthly payment
Total dividend earned

What you pay each month, after dividends
Show as a table

This is an estimate. Real dividends depend on each month’s auction. The foreman’s commission is taken as 5%, within the limit set by the Chit Funds Act, 1982.

Join this plan
Chit schemes

A chit plan for every goal

All plans run for 30 months. Monthly amounts include GST.

  • Emergency fund₹45,000₹1,500 a month30 months · GSTJoin this plan
  • Festivals & gold₹90,000₹3,000 a month30 months · GSTJoin this plan
  • School fees₹1,50,000₹5,000 a month30 months · GSTJoin this plan
  • Wedding₹9,00,000₹30,000 a month30 months · GSTJoin this plan
  • Vehicle₹12,00,000₹40,000 a month30 months · GSTJoin this plan
  • Business growth₹30,00,000₹1,00,000 a month30 months · GSTJoin this plan
  • Property & expansion₹60,00,000₹2,00,000 a month30 months · GSTJoin this plan

What you need to join

  • Aadhaar card
  • PAN card
  • A passport-size photo
  • GSTIN, if you are joining as a business

Fill in the online application and bring the originals to any branch for verification.

Start your first RANM chit today

Talk to our team, or get instant answers from our WhatsApp chatbot.

Chat on WhatsApp Call us +91 88255 37561WhatsApp chatbot +91 63824 04477 · Automated replies, 24×7