RANM Chit Funds
Englishதமிழ்
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Since 1962 · 64 years of trust

Save a little every month.

Join a registered RANM chit online from anywhere in India. Plans from ₹45,000 to ₹60,00,000.

Explore plansJoin online
Popular plan₹3,00,000₹10,000 a month · 30 months · GSTJoin this plan
Since 1962
64+Years
1,000+Customers
3Branches
30+Staff
Registered & regulated

Registered under the Chit Funds Act, 1982.
CIN U65992TZ1982PTC001144

Chit schemes

A chit plan for every goal

All plans run for 30 months. Monthly amounts include GST.

  • Emergency fund₹45,000₹1,500 a month30 months · GSTJoin this plan
  • Festivals & gold₹90,000₹3,000 a month30 months · GSTJoin this plan
  • School fees₹1,50,000₹5,000 a month30 months · GSTJoin this plan
  • Most chosen Higher education₹3,00,000₹10,000 a month30 months · GSTJoin this plan
  • Wedding₹9,00,000₹30,000 a month30 months · GSTJoin this plan
  • Vehicle₹12,00,000₹40,000 a month30 months · GSTJoin this plan
  • Business growth₹30,00,000₹1,00,000 a month30 months · GSTJoin this plan
  • Property & expansion₹60,00,000₹2,00,000 a month30 months · GSTJoin this plan
How a chit works

Save together, take your turn when you need it

  1. 1

    Choose a plan

    Pick a chit value from ₹45,000 to ₹60,00,000. Every plan runs for 30 months.

  2. 2

    Pay every month

    Pay your fixed instalment online or at any branch.

  3. 3

    Bid when you need funds

    Each month, one member takes the chit amount through a transparent auction.

  4. 4

    Earn dividends

    The auction discount is shared among members as a dividend, so you pay less.

Why RANM

Three generations of families trust us with their savings

  • Registered and safe

    Registered under the Chit Funds Act, 1982. Every group, auction and payout follows its rules.

  • A fixed amount each month

    Choose a plan that fits your income and save the same amount every month for 30 months.

  • Money when you need it

    Bid in the monthly auction to take the chit amount early for a wedding, education or business.

  • Join and pay from anywhere

    Sign up online and pay by UPI, card or net banking from anywhere in India.

  • 64+ years, 3 generations

    Since 1962, families in Erode and Gobi have trusted RANM across three generations.

  • Auction updates on WhatsApp

    Get auction dates and results on WhatsApp from our automated chatbot.

Videos

Watch and learn

Saving tips and chit fund explainers from our Managing Director, Mr. A. Shanmugam.

அருவினை என்ப உளவோ கருவியான்
காலம் அறிந்து செயின்.
“Is anything too hard for one who acts with the right means, at the right time?”Thirukkural 483
Branches

Our branches

Mon – Sat: 9:30 AM – 8:00 PM · Sunday: Closed

Start your first RANM chit today

Talk to our team, or get instant answers from our WhatsApp chatbot.

Chat on WhatsApp Call us +91 88255 37561WhatsApp chatbot +91 63824 04477 · Automated replies, 24×7